Create01
Set up the bag
Choose how much you want to give, how many people can claim, and whether the money should be shared equally or as a Lucky Split. Add your sender name, occasion, and contact details.
How it works
One payment. One link. Fast money gifts.
Goodiebag turns group money gifting into a clean gifting flow. The sender funds a bag, recipients claim from a browser, and successful claims are processed through Paystack to supported phone-linked fintech bank accounts.
Pass-through flow
No Goodiebag wallet balance or withdrawal queue.
No wallet
1
Sender pays with Paystack
2
Goodiebag creates link and PIN
3
Recipient claims with phone-linked bank
4
Payouts are processed through Paystack
₦50
stamp duty from ₦10k+
24h
claim window
3
supported banks
For senders
Create the drop in minutes
Use Goodiebag when you want to reward a crowd without collecting account details or repeating transfers one by one.
Pay02
Pay securely through Paystack
You pay once through Paystack using a supported card, transfer, USSD, or checkout method. Goodiebag only creates the active bag after payment is verified.
Share03
Drop the link and PIN
After payment, you get a unique claim link and PIN. Share both in your WhatsApp group, Telegram channel, live stream, status, or social feed.
For recipients
Claim without downloading anything
The recipient flow is short on purpose. Link, PIN, supported bank, done.
Open01
Open the claim link
Recipients do not need a Goodiebag account or app. They open the shared link in their browser and enter the PIN from the sender. Claims are subject to availability, correct PIN, supported bank verification, fraud checks, and expiry time.
Verify02
Choose their fintech bank
The recipient selects OPay, PalmPay, or Moniepoint and enters the phone number linked to that account. The name is checked before money is sent.
Receive03
Receive your payout
Once the claim is accepted, Goodiebag triggers a Paystack transfer to the selected phone-linked bank account. There is no wallet and no withdrawal step. Payouts are processed through Paystack, typically within minutes but subject to bank and payment partner availability.
What makes it useful
Built for Nigerian group gifting
Lucky or Equal Split
Use Equal Split when everyone should receive the same amount. Use Lucky Split when successful recipients may receive different amounts determined by the system. Lucky Split is a social gifting feature, not betting, gambling, lottery, or wagering.
Public Drop or Guest List
Public Drops are for open groups and audiences. Guest List helps restrict claims to selected phone numbers for private groups, teams, and controlled rewards.
Live claim activity
Senders can track claims as they happen. This turns the drop into a visible social moment instead of a quiet transfer hidden inside a bank app. Each completed claim comes with a shareable receipt for proof of transfer.
No app download
Recipients claim from the web. That matters in Nigeria, where storage space, data cost, and signup fatigue can kill participation.
No account numbers to collect
The supported banks (OPay, PalmPay, Moniepoint) use phone-linked accounts, so the claim flow is simpler. Supported banks may change based on payment partner availability and verification reliability.
Unclaimed funds return
Goodiebags expire after the sender's chosen duration (1, 2, 6, or 24 hours). Unclaimed funds are normally refunded to the sender after expiry, subject to payment partner, bank, fraud, and technical processing.
No wallet, no stored value
Goodiebag does not operate customer wallets or stored-value accounts. Payments and payouts are processed through Paystack and supported payment partners. Senders fund a Goodiebag, and successful claims are processed directly to supported recipient accounts.
Sender controls
Senders can pause claims or rotate the PIN from their dashboard at any time. Only share the PIN when you are ready for claims to begin. If a link or PIN is compromised, stop new claims quickly. The sender is responsible for where and when the link and PIN are shared.
Get the app for a richer experience
The Goodiebag app (Android, iOS coming) lets senders track claims live with a notification badge, see sent and received history together, and share the bag link and PIN in one tap via the native share sheet. Not required. The web works without it.
Why switch
Manual transfers vs Goodiebag
Collecting account numbers and sending one by one is slow. Here is what changes when you use a single link and PIN.
| Manual transfers | Goodiebag |
|---|---|
| Collect account numbers manually | Share one link and PIN |
| Send money one person at a time | Recipients claim automatically |
| Hard to track who received | Claim status and recap |
| No group excitement | Creates a group moment |
| Easy to make mistakes | Verification and claim checks |
| Boring process | Social and shareable |
Common questions
Does a recipient need to create a Goodiebag account?+
No. A recipient opens the link, enters the PIN, selects a supported bank, confirms the phone-linked account, and claims. The money goes straight to their bank.
Can I send to someone outside Nigeria?+
Goodiebag is built for Nigerian Naira payouts. Senders may be able to pay from outside Nigeria if Paystack accepts their payment method, but recipients need an OPay, PalmPay, or Moniepoint account linked to a Nigerian phone number.
What happens if everyone claims quickly?+
The Goodiebag closes once all available slots are claimed. Anyone who opens the link after that will see that the bag is finished.
Why use a PIN?+
The PIN gives senders control over timing and access. You can post the link first, then release the PIN when your audience is ready.
Ready to drop your first Goodiebag?
Start with a small group, share the link and PIN only with your intended recipients, and see how it compares with doing manual transfers one by one.
Create a Goodiebag